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The Consumer Credit (Amendment) Regulations 2010
2010年消费信贷(修订)条例
介绍性文本1.引用和开始2.消费者信贷(协议)条例19833的修正案。消费者信贷(取消通知和文件副本)条例19834的修正案。消费者信贷(欧盟指令)条例20105的修正案。在条例1(引用和开始)中,对于“第3条(合同前解释等)第99条和第6条,在第9条(提供副本的义务)中插入第7条,在第13条(从消费信贷协议中提取)中插入第8条,在第21条(经常账户透支)中插入第9条,在插入的措辞中,第10条(1)第22条(经常账户透支)修改为第25条(关联信贷协议)第11条,在插入的措辞中,第52条(1983年消费者信贷(协议)条例)第12条替换为第1条(引文,生效和解释)-13.对于第53条(1983年消费者信贷(协议)条例),在第8条(法规的适用)-(a)在第(1)款、第14条、第54条(1983年消费者信贷(协议)条例)在第15条之前、第55条(1983年消费者信贷(协议)条例)替代-在附表2(保护和补救声明格式。16.在第55条(1983年消费者信贷(协议)条例)之后,在附表7(关于披露第56条(1983年消费者信贷(协议)条例)第17条的规定)第58条(1983年消费者信贷(取消通知和第60条(1983年消费者信贷(结算信息)条例)第19条的副本)第18段之前插入,代替条例65(1989年消费者信贷(豁免协议)令)中的.20,在条例67(1989年消费者信贷(豁免协议)令)之后的.21,插入-.22,省略条例71(2004年消费者信贷(广告)条例)23,在条例72(2004年消费者信贷(广告)条例)中,在第75段(2004年消费者信贷(信息披露)条例)第24条、第76条(2004年消费者信贷(信息披露)条例)第25条、第78条(2004年消费者信贷(提前结算)条例)第26条中,for.27.在第91条(2007年教育(学生贷款)(苏格兰)条例)之后,在第99条(生效日期)第(1)款中插入“.28”作为“第101条”。在第100条(适用于已签订的协议)中插入“.29”。在第101条(适用于某些协议)之后插入“.30”作为“第101条”消费者信贷(信息披露)条例201032。条例1(引证、生效和解释)第(2)款至第33款。条例2(本条例适用的协议),in.34.第3条(披露信息:第6条第35条以外的协议(披露信息:第7条第36条的距离合同(合同条款等信息)—.37.第10条(披露信息:透支协议)—.38.第12条(修改协议)—(a)对于第(2)款,将附表1(合同前信用信息)中的.39.替换为附表3(欧洲消费者信用信息)中的.40.替换为附表1(合同前信用信息)中的.39.替换为附表3(欧洲消费者信用信息)中的.40.替换为附表1(引文,生效和解释)-43.在第2条(本条例适用的协议)-44.在第5条(修改协议)-(a)在第(3)款中,在第45条中,在附表1(包括在受管制消费者中的信息)中,在第46条过渡性规定中,签署解释性说明
Introductory Text1.Citation and commencement2.Amendments to the Consumer Credit (Agreements) Regulations 19833.Amendments to the Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 19834.Amendments to the Consumer Credit (EU Directive) Regulations 20105.In regulation 1 (citation and commencement), for “regulations 99 and.6.In regulation 3 (pre-contractual explanations etc), in the wording inserted.7.In regulation 9 (duty to supply copies), in the wording.8.In regulation 13 (withdrawal from consumer credit agreement), in the.9.In regulation 21 (current account overdrafts), in the wording inserted.10.(1) Regulation 22 (current account overdrafts) is amended as follows.11.In regulation 25 (linked credit agreements), in the wording inserted.12.For regulation 52 (Consumer Credit (Agreements) Regulations 1983), substitute— In regulation 1 (citation, commencement and interpretation)—13.For regulation 53 (Consumer Credit (Agreements) Regulations 1983) substitute— In regulation 8 (application of regulations)— (a) in paragraph (1).14.In regulation 54 (Consumer Credit (Agreements) Regulations 1983) before paragraph.15.For regulation 55 (Consumer Credit (Agreements) Regulations 1983) substitute— In Schedule 2 (forms of statement of protection and remedies.16.After regulation 55 (Consumer Credit (Agreements) Regulations 1983), insert— In Schedule 7 (provisions relating to the disclosure of the.17.In regulation 56 (Consumer Credit (Agreements) Regulations 1983) before paragraph.18.In regulation 58 (Consumer Credit (Cancellation Notices and Copies of.19.For regulation 60 (Consumer Credit (Settlement Information) Regulations 1983), substitute—.20.In regulation 65 (Consumer Credit (Exempt Agreements) Order 1989), in.21.After regulation 67 (Consumer Credit (Exempt Agreements) Order 1989), insert—.22.Omit regulation 71 (Consumer Credit (Advertisements) Regulations 2004).23.In regulation 72 (Consumer Credit (Advertisements) Regulations 2004), in the.24.In paragraph 75 (Consumer Credit (Disclosure of Information) Regulations 2004),.25.In regulation 76 (Consumer Credit (Disclosure of Information) Regulations 2004),.26.In regulation 78 (Consumer Credit (Early Settlement) Regulations 2004), for.27.After regulation 91 (Education (Student Loans) (Scotland) Regulations 2007) insert—.28.In regulation 99 (commencement) in subsection (1) for “regulation 101”.29.In regulation 100 (application of regulations to agreements entered into.30.After regulation 101 (early application of regulations to certain agreements.31.Amendments to the Consumer Credit (Disclosure of Information) Regulations 201032.In regulation 1 (citation, commencement and interpretation), in paragraph (2)—.33.In regulation 2 (agreements to which these Regulations apply), in.34.In regulation 3 (information to be disclosed: agreements other than.35.In regulation 6 (information to be disclosed: distance contracts for.36.In regulation 7 (information about contractual terms and conditions, etc)—.37.In regulation 10 (information to be disclosed: overdraft agreements)—38.In regulation 12 (modifying agreements)— (a) for paragraph (2) substitute—.39.In Schedule 1 (pre-contract credit information), in paragraph 2 for.40.In Schedule 3 (European consumer credit information), in paragraph 2.41.Amendments to the Consumer Credit (Agreements) Regulations 201042.In regulation 1 (citation, commencement and interpretation)—43.In regulation 2 (agreements to which these regulations apply)—44.In regulation 5 (modifying agreements)— (a) in paragraph (3) at.45.In Schedule 1 (information to be included in regulated consumer.46.Transitional provisionsSignatureExplanatory Note
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