Introductory Text1.Citation and commencement2.Amendment of Schedule 3 to the Financial Services and Markets Act 20003.Amendment of the Credit Institutions (Protection of Depositors) Regulations 19954.Amendment of the Cross-Border Credit Transfers Regulations 19995.Amendment of the Financial Markets and Insolvency (Settlement Finality) Regulations 19996.Amendment of the Electronic Commerce Directive (Financial Services and Markets) Regulations 20027.Amendment of the Money Laundering Regulations 20038.Amendment of the Insurers (Reorganisation and Winding Up) Regulations 20049.Amendment of the Credit Institutions (Reorganisation and Winding up) Regulations 200410.Amendment of the Financial Services (Distance Marketing) Regulations 200411.Amendment of the Investment Recommendation (Media) Regulations 2005SignatureExplanatory Note