本文件规定了金融机构和非金融机构通用识别码（业务识别码）的要素和结构，对于金融机构和非金融机构，需要此类国际识别码，以促进金融服务信息的自动处理。 BIC用于处理消息、路由业务事务和识别业务方。 本文件适用于组织，不包括个人。

This document specifies the elements and structure of a universal identifier code, the business identifier code (BIC), for financial and non-financial institutions, for which such an international identifier is required to facilitate automated processing of information for financial services. The BIC is used for addressing messages, routing business transactions and identifying business parties. This document applies to organizations and excludes individual persons.