ISO 12812-1:2017定义了移动金融服务（涉及移动设备的支付和银行服务）的总体框架，重点是: a） 国际金融业普遍认同的一套定义； b） 移动设备为此类服务的发展提供的机会； c） 为希望向广泛客户（个人和企业）提供可持续和可靠服务的移动金融服务提供商提供一个减少或最小化障碍的环境，同时确保客户的利益得到保护； d） 通过移动设备访问的不同类型的移动金融服务，包括移动近距离支付、移动远程支付和移动银行业务，详见ISO 12812的其他部分； e） 移动金融服务支撑技术； f） 参与移动支付生态系统的利益相关者。 ISO 12812-1:2017包括以下信息性附录: -移动金融服务的其他标准化举措概述（附件A）； -可能的移动支付业务模式说明（附件B）； -可能使用的典型支付工具的说明（附录C）。

ISO 12812-1:2017 defines the general framework of mobile financial services (payment and banking services involving a mobile device), with a focus on: a) a set of definitions commonly agreed by the international financial industry; b) the opportunities offered by mobile devices for the development of such services; c) the promotion of an environment that reduces or minimizes obstacles for mobile financial service providers who wish to provide a sustainable and reliable service to a wide range of customers (persons and businesses), while ensuring that customers' interests are protected; d) the different types of mobile financial services accessed through a mobile device including mobile proximate payments, mobile remote payments and mobile banking, which are detailed in other parts of ISO 12812; e) the mobile financial services supporting technologies; f) the stakeholders involved in the mobile payment ecosystems. ISO 12812-1:2017 includes the following informative annexes: - an overview of other standardization initiatives in mobile financial services (Annex A); - a description of possible mobile payment business models (Annex B); - a description of typical payment instruments which may be used (Annex C).