X9。100-180-2006（R2013），包括规范性附录，确定了用于以现金信函形式电子交换支票MICR行数据、相关支票处理数据、支票图像和可选用户信息的文件序列、记录类型和字段格式。本标准不涉及运营、实施或结算问题。这些问题可能包括但不限于以下选择:数据和图像压缩、加密、传输规范和数据表示。本标准随附的资料性附录为实施本标准提供了有用的信息。与使用本标准有关的数据安全和隐私问题不在本标准的范围内。建议本标准的用户参考ANS X9。73加密消息语法（CMS），DSTU X9。 99-2004，《隐私影响评估标准》和《格拉姆-里奇-布莱利法案》。

X9.100-180-2006 (R2013), including the normative annexes, establishes the file sequences, record types and field formats to be used for the electronic exchange of check MICR line data, associated check processing data, check images and optional user information in the form of cash letters.This standard does not address operational, implementation or settlement issues. These issues may include, but are not limited to, a choice of: data and image compression, encryption, and transmission specifications and data representation. The informative annexes attached to this standard provide useful information for implementing the standard.Data security and privacy issues related to the use of this standard are outside the scope of the standard. Users of the standard are advised to refer to ANS X9.73 Cryptographic Message Syntax (CMS), DSTU X9.99-2004, Privacy Impact Assessment Standard and the Gramm Leach Bliley Act.