2011年11月14日的欧盟委员会指令2011/90/EU修订了欧洲议会和理事会指令2008/48/EC附件一第二部分，为计算与欧洲经济区相关的年度收费率文本提供了额外假设

Commission Directive 2011/90/EU of 14 November 2011 amending Part II of Annex I to Directive 2008/48/EC of the European Parliament and of the Council providing additional assumptions for the calculation of the annual percentage rate of charge Text with EEA relevance