当管道系统发生故障并造成损坏时，与管道相关的责任可能会影响众多投保人，从管道制造商、设计师和安装人员到产品的公共和私人用户。作者研究了保险公司在回应与管道责任相关的索赔时提出的一些保险问题。这些问题包括何时启动保险，以及哪些保险公司对多年来出现的管道问题负责。此外，作者详细阐述了投保人可以用来推翻保险人提出的主要除外责任的论点，并描述了迫使保险人承保管道的可用资源- 相关负债。虽然保险范围的最终确定最终取决于保单的具体语言和每个案例的基本事实，但如果投保人积极追求其保险权利，保险人提出的许多抗辩和限制是可以克服的。包括66篇参考文献。

When a plumbing system fails and causes damage, pipe-related liabilities can affectnumerous policyholders, from pipe manufacturers, designers, and installers to public and private users of the product. The authors examine a number of coverage issues raised by insurers in response to claims related to pipe liability. These questions include when coverage is triggered and which insurers are liable for pipe problems that develop over many years. In addition, the authors detail arguments that policyholders can use to defeat the principal exclusions raised by insurers and describe the recourses available to compel insurers to cover pipe-related liabilities. Although a final determination of coverage ultimately depends on the specific language of the policy and underlying facts of each case, many of the defenses and limitations raised by insurers can be overcome if policyholders vigorously pursue their rights to coverage. Includes 66 references.