In this research we develop, test, and demonstrate the newest extension of the software HVAC-Cx (NIST and CSTB 2014), an automated commissioning tool for detecting common mechanical faults and control errors in chilled-water distribution systems (loops). The commissioning process can improve occupant comfort, ensure the persistence of correct system operation, and reduce energy consumption. Automated tools support the process by decreasing the time and the skill level required to carry out necessary quality assurance measures, and as a result they enable more thorough testing of building heating, ventilating, and air-conditioning (HVAC) systems. This paper describes the algorithm, developed by National Institute of Standards and Technology (NIST), to analyze chilled-water loops and presents the results of a passive monitoring investigation using field data obtained from BACnet® (ASHRAE 2016) controllers and presents field validation of the findings. The tool was successful in detecting faults in system operation in its first field implementation supporting the investigation phase through performance monitoring. Its findings led to a full energy retrocommissioning of the field site.