ISO/IEC 8484:2014规定了储蓄簿上磁条的特征和位置，以及国际交换中储蓄簿的使用。ISO/IEC 8484:2014的要求提供了与国际交换系统的兼容性，使带有磁条的储蓄簿能够在与国际交换中使用的读取识别卡兼容的设备中读取并可能编码。 ISO/IEC 8484:2014规定了储蓄簿上磁条（包括任何保护层）的要求、编码技术和编码字符集。 它还规定了savingsbook封面的特性，如刚度、最小尺寸、表面不规则性、粗糙度，以及封面材料和磁条之间的相互作用。它同时考虑了人和机器方面，并规定了最低要求。 矫顽力影响ISO/IEC 8484:2014中规定的许多数量，但其本身并未规定。将储蓄簿暴露在磁场中可能会破坏记录的数据。 ISO/IEC 8484:2014定义了储蓄书的性能标准。ISO/IEC 8484:2014未考虑测试前savingsbook的使用量（如有）。

ISO/IEC 8484:2014 specifies the characteristics and location of a magnetic stripe on a savingsbook and the use of such savingsbooks for international interchange. Compatibility with international interchange systems is provided through the requirements of ISO/IEC 8484:2014, enabling a savingsbook with a magnetic stripe to be read and possibly encoded in a device that is compatible with reading identification cards used in international interchange. ISO/IEC 8484:2014 specifies requirements for a magnetic stripe (including any protective overlay) on a savingsbook, the encoding technique, and coded character sets. It also specifies the characteristics of the savingsbook cover such as stiffness, minimum size, surface irregularities, roughness, and interaction between the cover material and the magnetic stripe. It takes into consideration both human and machine aspects and states minimum requirements. Coercivity influences many of the quantities specified in ISO/IEC 8484:2014 but is not itself specified. Exposure of the savingsbook to a magnetic field is likely to destroy the recorded data. ISO/IEC 8484:2014 defines performance criteria for savingsbooks. No consideration is given within ISO/IEC 8484:2014 to the amount of use, if any, experienced by the savingsbook prior to test.