BS ISO 12812-1:2017定义了移动金融服务（支付和银行）的总体框架 涉及移动设备的服务），重点是:国际金融业普遍认同的一套定义；移动设备为此类服务的发展提供的机会；促进减少或最小化移动金融服务障碍的环境 希望为广大客户提供可持续可靠服务的供应商 （个人和企业），同时确保客户利益得到保护； 通过移动设备（包括移动设备）访问的不同类型的移动金融服务 近距离支付、移动远程支付和移动银行，详见其他章节 ISO 12812的部分内容；移动金融服务支撑技术；参与移动支付生态系统的利益相关者。本文件包括以下资料性附件:移动金融服务的其他标准化举措概述（附件A）；可能的移动支付业务模式说明（附件B）； 可能使用的典型支付工具的说明（附录C）。交叉引用:ISO 8583ISO/TS 12812-3ISO/TS 12812-4ISO/TS 12812-5ISO/IEC 14443ISO/IEC 15408ISO/IEC 16022ISO/IEC 16023ISO/IEC 18004ISO/IEC 18092ISO 20022ISO/IEC 21481购买本文件时提供的所有当前修订版均包括在内。

BS ISO 12812-1:2017 defines the general framework of mobile financial services (payment and banking services involving a mobile device), with a focus on:a set of definitions commonly agreed by the international financial industry;the opportunities offered by mobile devices for the development of such services;the promotion of an environment that reduces or minimizes obstacles for mobile financial service providers who wish to provide a sustainable and reliable service to a wide range of customers (persons and businesses), while ensuring that customers' interests are protected;the different types of mobile financial services accessed through a mobile device including mobile proximate payments, mobile remote payments and mobile banking, which are detailed in other parts of ISO 12812;the mobile financial services supporting technologies;the stakeholders involved in the mobile payment ecosystems.This document includes the following informative annexes:an overview of other standardization initiatives in mobile financial services (Annex A);a description of possible mobile payment business models (Annex B);a description of typical payment instruments which may be used (Annex C).Cross References:ISO 8583ISO/TS 12812-3ISO/TS 12812-4ISO/TS 12812-5ISO/IEC 14443ISO/IEC 15408ISO/IEC 16022ISO/IEC 16023ISO/IEC 18004ISO/IEC 18092ISO 20022ISO/IEC 21481All current amendments available at time of purchase are included with the purchase of this document.